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Open accounts online

Celero’s fintech partner, ASAPP, offers a complete online account opening solution and a simplified loan origination process for retail and business onboarding. This digital onboarding solution is integrated with the DNA account processing platform. The user experience and high level of customization creates a seamless omni-channel experience, and it provides your team with a powerful tool to help grow your business.

We can help you implement ASAPP’s simple onboarding solution for services your members are looking for, such as:

Savings and chequing accounts
Term deposits, RSPs, RIFs
Loans, lines-of-credit, mortgages and overdraft protection
Small business accounts and lines-of-credit

Loan auto-decision functionality

ASAPP’s solution provides the ability to offer auto decisions for both retail and small business loan applications including line-of-credit requests. The credit score is taken from Equifax and you can control the risk tolerance level as approvals are based on rate matrices, which are completely configurable by the credit union.

Simple and seamless user experience

With a sophisticated suspend and resume functionality, users can choose to suspend their online application and return to complete it at their convenience. They can also suspend the process online and complete the application with assistance from your in-branch team, call center personnel or a team looking after online chats with members.

Improve business process

ASAPP tracks the sales process end to end. You can activate prospective leads that may have partially completed, or abandoned the sales process. This workflow streamlines front-end customer experience, and back end deposit and lending administration.

Responsive design for mobile devices

The ASAPP tool is available to your members and team in mobile, tablet, laptop, and desktop environments. ASAPP works on most browsers and can be used by your mobile sales force at your members’ businesses, homes or anywhere with a web connection - flexibility of service made easy.

Secure and trusted environment

ASAPP is a secure onboarding solution built on a Microsoft .NET/SQL code base. ASAPP allows for FINTRAC-compliant ID verification and inherent security and performance standards mean your member’s data is both secure and efficiently processed.

Enhanced marketing tools

ASAPP is a solution that heightens your marketing efforts by enabling you to create promotional landing pages with product auto-selection. It also allows you to monitor drop-off rates within the sales process and is integrated with Google analytics to give you an even more in-depth understanding of what’s working, what’s not, and how best to leverage all your data to maximize your return on the system.